Employer savings resources
Answers for employers, CFOs and professional advisors.
Start with the question you are trying to answer. These resources explain the savings math, employee value, health insurance, proposal review, tax questions and benefits cost pressure.
Featured guide
Can Employers Reduce Payroll Taxes Without Cutting Employee Benefits?
A topic-first guide to how employer payroll tax savings strategies work, why net savings matter, what employees may receive, IRS scrutiny, implementation and what to ask before evaluating a proposal.
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How are employer payroll tax savings estimates calculated?
A $91.80 gross monthly payroll tax reduction, less the $44 administration cost, leaves $47.80 in net monthly employer savings, or $573.60 annually.
Employee valueWhat do participating employees actually receive?
Participating employees may see higher take-home pay and receive added healthcare benefits including primary and urgent care, virtual care, mental health support and prescription benefits.
Health insuranceDo employers need existing group health insurance?
No. Existing major medical coverage is not required, and an employer that already offers it does not need to replace it.
Proposal reviewHow should an employer evaluate a payroll tax savings proposal?
Start with the net employer savings, then review employee value, tax treatment, documentation and implementation.
Benefits cost pressureCan payroll tax savings create another lever when benefits costs rise?
Yes. A difficult renewal can be a reason to evaluate a separate employer cost lever while keeping major medical in place.
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