Employer payroll-tax savings
The plan reduces the employer's matching FICA expense.
Private employer assessment
What could your workforce mean for annual employer payroll-tax savings?
Answer four simple questions for a preliminary estimate. No payroll files, tax numbers, employee names, or personal information are required.
The value in three clear parts
Employer savings, higher take-home pay, and useful health benefits.
The plan reduces employer payroll-tax expense, generally increases employee take-home pay, and adds practical health benefits. The calculator uses the workforce size entered to provide a preliminary employer savings estimate.
Higher employee take-home pay
Employees generally see more spendable income without a wage increase.
Useful added health benefits
Employees receive practical healthcare benefits they can use throughout the year.
The dollar amount is a preliminary company estimate. Final employer savings are confirmed from the validated enrolled employee population.
Works alongside current benefits
Private first look
No employee records requested
Validation before action
Start here
Who are you evaluating this for?
This helps us frame the result and the appropriate next step.
Workforce size
About how many U.S. W-2 employees are in the group?
Use the employer population you want to evaluate—not a parent company or unrelated affiliate unless it is part of the intended scope.
Operating profile
Tell us a little about the employer.
These answers do not change the preliminary math. They help identify where a deeper fit review may need more attention.
Workforce characteristics
Which statements describe the employer?
Select all that apply. “None of these” is also a valid answer.
Preliminary estimated annual employer savings
Your workforce may warrant a closer review.
$0
Preliminary annual employer FICA savings estimate before company-specific validation.
Employer-specific validation required
Employees entered—
Industry—
Review pathEmployer
How to read this result
Why this amount appearedYour approximate employee count was multiplied by the $573 annual planning factor and rounded.
What it reflectsA preliminary estimate of annual employer FICA savings at the workforce size entered.
What must be confirmedThe validated enrolled employee population and company-specific review.
This calculator uses a rounded planning factor of $573 per employee annually to estimate scale. Final employer savings are based on the validated enrolled employee population and company-specific review.
Assessment FAQs
Simple answers before you continue.
The plan reduces the employer's matching FICA expense for enrolled employees.
Employees receive useful added health benefits and generally see higher take-home pay.
No. The plan is designed to work alongside the employer's current benefits.
No. It is a preliminary estimate. Final savings are confirmed from the validated enrolled employee population and company-specific review.
No. The calculator operates locally in your browser. Scheduling occurs separately through Cal.com, where you choose what contact information to provide.
Smaller established employers may still warrant review, but workforce structure and operating fit become more important. The calculator will identify the group for a focused review rather than make a final fit determination.
Yes. Select “An employer client” at the beginning. The result will direct you to the Advisor Partnerships page.