How it works
Here is where the $573.60 comes from.
The program creates a $91.80 monthly reduction in employer payroll taxes per participating employee. After the $44 monthly administration cost, $47.80 remains as net employer savings.
Per participating employee
$47.80net employer savings each month$573.60 each yearEmployer savings statement
The gross reduction and the net employer savings are not the same number.
$91.80 is the gross monthly reduction in employer payroll taxes. After the $44 program administration cost, $47.80 remains as net monthly employer savings.
How is the $91.80 calculated?
For wages subject to both employer Social Security and Medicare taxes, the calculation applies the 7.65% employer rate to a $1,200 monthly pre tax amount: $1,200 × 7.65% = $91.80.
The 7.65% rate combines the 6.2% employer Social Security rate and 1.45% employer Medicare rate. Social Security is subject to an annual wage base, while Medicare is not. Payroll review confirms how those taxes apply across the employer's actual workforce.
See the full savings mathPer participating employee.
Illustrative employee example. Actual paycheck results vary with pay, tax circumstances, deductions and other individual factors.
The employee side
Employer savings and employee value belong in the same decision.
Participating employees can potentially bring home more pay without an employer wage increase, while also receiving additional healthcare benefits. The exact employee paycheck change is reviewed with actual payroll data.
What employees receive
Care access and health resources with everyday relevance.
Primary and urgent care
Employees have access to primary and urgent care office visits, plus 24/7 virtual direct primary care.
Mental health support
Virtual mental health support and therapy resources extend the employee healthcare experience beyond physical care.
Prescription benefits
Select prescriptions on the applicable formulary are available at $0, with the current formulary governing availability.
Benefits guidance and proactive tools
Employees can get help understanding benefits, navigating care, using personalized health guidance and accessing eligible at home testing.
Does this replace existing health insurance?
No. It does not replace existing health insurance.
The program is separate from major medical. Existing major medical coverage is not required. If your company already offers health insurance, it can remain in place, and employees who are not enrolled in the company health plan can still participate.
From estimate to implementation
A clear path from first estimate to implementation.
Estimate
Use approximate W-2 headcount to see the savings at your workforce size.
Review
Understand the employer math, employee value and fit for your workforce.
Confirm
When you want to proceed, the participating population and payroll setup are confirmed with your team.
Implement
Coordination Group supports enrollment, communication and the implementation process.
A few practical questions
What employers usually ask next.
The employer retains $47.80 per participating employee each month after the $44 administration cost. Over 12 months, that equals $573.60. The underlying gross employer payroll tax reduction is $91.80.
No. The Assessment treats the headcount you enter as the number of participating employees so you can see the scale. Your actual total will reflect the employees who participate.
No. The program does not require employees to change existing providers or medical care. Employees who already have major medical can continue using it, while the added benefits provide additional care options.
Yes. If you want someone on your team involved before implementation, Coordination Group can provide the relevant savings, payroll and plan information for their review.